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Saturday, May 30, 2015

How to Get the Cash You Need for Your Business Quickly and Easily by Marc Charles

How to Get the Cash You Need for Your Business Quickly and Easily

May 30 2015
10:13 AM


Money makes the world go round…..or is that love?

Well…..let’s just say money makes business go round.

One question I often receive is, “Do you have any money sources I could use”?

Most of the entrepreneurs know I’m not a big fan of borrowing money to start a business.

But sometimes money can help you expand a profitable business, get equipment, or branch out into other ventures.

On top of that, when you have access to capital you can acquire a business, develop real estate, buy manufacturing a plant or import products from other countries…to cite a few examples.

Today  I’ll focus on legitimate money and lending sources.  

I’ve included links to angel investors, venture capital, grants, low (and no) interest loans and more.

Let’s get this party started…..and get the money you need!

There is a cardinal rule of successful borrowing and getting the money you need.

It is this……

Focus on the bank, investor or money sources which specialize in the type of loan you seek.

In other words, if a bank, investment firm or money source specialize in loans for real estate, then seek this source for real estate deals.

If a bank or money source specializes in business acquisition or expansion, then seek these them for this purpose.

Too often entrepreneurs approach a bank with a great proposal or executive summary only to be turned down.

For example, if you approach a small local bank for a loan to expand your import business the chances are slim to none of obtaining it.

What’s more, if you approach a Wall Street investment bank for a $40,000 auto loan, you’ll probably be turned down.

But….if you apply for an auto loan at a local credit union specializing in auto loans the chances are very high you’ll get it!

It’s important to focus on the bank or money sources which specialize in the type of loan you seek.

Grants follow this same logic….

The reason most grant proposals are turned down is because they don’t focus on grantor’s sole objective. If you want grant money to build your operation then build your proposal around the grantor’s sole objective (not yours).

One of my favorite money source gurus is Tyler Hicks. If you research his site, books and products you’ll see what I mean. I’ve been a subscriber to his newsletters for more than 15 years.

New Small Business Money Sources

Small business banks and money sources are usually very receptive to lending money for business opportunities, expansion and qualified real estate ventures.

Simply contact any of these banks and request an application. 

(256) 259-1516

(626) 453-8400

(319) 372-2243

 (515) 245-3262                   

(618) 395-4311

(219) 758-3111

(813) 872-1201

(770) 775-8300

(912) 676-3196

(219) 589-2151

(316) 383-1299

(308) 284-4071

(518) 873-6347

(570) 288-4511

(804) 542-5111

(509) 725-0211

(205) 668-0711

(501) 978-2265

(352) 528-3101

(920) 563-6616

(715) 732-1650

(304) 925-6611

(304) 235-1523

(630) 629-4200

(812) 238-6333

(785) 267-8900

(318) 893-7733

(225) 295-7444

(410) 237-5379   

(231) 757-4751

(320) 233-7575

(573) 565-2221

(417) 679-3321

(601) 268-8998

(402) 483-9606

(609) 693-1111

(212) 557-3700

(419) 678-2358

(713) 466-8300

(540) 326-9000

(509) 353-3830

(920) 743-5551

(608) 222-1222

(970) 945-0500

(561) 466-1200

(850) 671-0300

(404) 588-7711

(313) 222-4000

(612) 973-1111

(314) 631-5500

(317) 321-7020

(502) 582-2571

(606) 432-1414

(337) 365-2361

(607) 432-1700

(614) 480-2265

(405) 270-1000

(360) 699-4232

(414) 765-7700

New Import Export Money Sources

Import and export banks and lenders typically focus on import and export businesses and related transactions.

These money sources include venture capital funds, banks, investment firms, and wealthy investors.

You can contact any of these money sources for an application and funding guidelines.

·        UPS Capital
·        Comerica
·        Virgin Money US
·        Capital Source
·        Fidelity Global Group
·        J&D Financial
·        Balboa Capital
·        First Pacific Funding
·        1st Commercial Credit
·        Wells Fargo SBA Loans
·        Bayview Funding
·        Transfac Capitol
·        TEFO
·        Kennedy Funding
·        xPort Manager

Solvent Investment Banks

An investment bank is a financial institution which assists corporations and governments in raising capital by underwriting and acting as the agent in the issuance of securities.

In other words, an investment bank typically focuses on larger corporations and governments to raise capital.

Investment banks do not usually work with small companies or entrepreneurs.

An investment bank also helps companies involved in mergers and acquisitions.
Unlike commercial and retail banks investment banks do not receive deposits from customers.

Hot Money Sources on the Web!

FreddieMac (They’re still in business and making loans!)

As I said…Ty Hicks publishes International Wealth Success which focuses on money sources, grants, angel investors and contacts in the lending industry. You’ll find hundreds of viable money sources and contacts at IWS. IWS also publishes books, email and print newsletters.

Fast Cash Loans and Money Additional Money Sources

Fast cash or micro business loan are usually in the $1000 to $20,000 range.

A new web-based micro-lender called Kiva enables investors to make some micro loans to entrepreneurs in developing countries.

More Viable Loan Sources:

America Business Funding Directory (4000+ business loan sources) (a peer-to-peer lending platform)

Philanthropists Hand Donate Cash for the “Right” Causes

Wealthy individuals enthusiastically hand over millions of dollars through foundations, to people and causes.

The “right cause” is a key to receiving money for your cause or venture.
The likelihood of receiving money from wealthy individuals to pay bills, buy a new car, or acquire a new boat is pretty slim.

But thousands of people, groups and organizations receive money from wealthy individuals by asking for it, or by promising to commit the funds to the “right cause”.

The late Percy Ross in Edina Minnesota was the founder of the “Thanks a Million” newspaper column. It reached millions of people every week. Individuals could write to Percy with their requests, and many of the requests were honored with an award.

Here are some wealthy individuals and organizations granting cash awards to the “right causes” on a regular basis:

Dorothy Ames Trust
PO Box 1054
Augusta ME 04330
Aid to hearing-impaired children

Thomas C. Burke Foundation
804 Cherry Street
Suite B
Macon GA
Medical assistance to cancer patients in Georgia

Josiah H. Danforth Memorial Fund
8 Fremont Street
Gloversville NY 12078
Medical assistance to residents of Fulton County NY

Alfred I. DuPont Foundation
1650 Prudential Drive
Suite 400
Jacksonville FL 32207
Financial assistance to residents of Southeastern US

Addison H. Gibson Foundation
One PPG Place
Suite 2230
Pittsburgh PA 15222
Hospital and medical assistance for residents of Western Pennsylvania

The Chronicle of Philanthropy is a publication which tracks financial giving from wealthy individuals and foundations to non-profit organizations. You might find it helpful.

The Foundation Center in New York City provides an abundance of information and insight with regards to securing gifts and money from philanthropists or foundations, as well as tutorials for writing successful letters.

Generous Philanthropists
Gordon and Betty Moore Foundation                                                                                              $7 billion                                                                                                                     
Science, environment, health                                                                      

Bill and Melinda Gates                                                                                                
$5 billion                                                                                                                 
 Health, education, science, libraries                                                   

Warren Buffett – Berkshire Hathaway                                                                    
 $2 billion                                                                                                                   
Science, health, nuclear power                                           

Eli and Edythe Broad Foundation                                                                                  
$1 billion                                                                                                               
Education, the arts, science                                                   

James and Virginia Stowers Foundation                                                                        
$1.2 billion                                                                                                                
Biomedical research, health, education                                                        

The Walton Family Foundation                                                                           $1billion                                                                                                                 Education                                                                       

Michael and Susan Dell Foundation                                                                                
$900 million                                                                                                          
Children’s health, education                                                                        

George Kaiser Family Foundation                                                                                          
$600 million                                                                                                           Anti-poverty                                                                                                 

Ruth Lilly Foundation                                                                                                    
 $550 million                                                                                                               
Poetry, education, libraries, culture                                                   

Michael Bloomberg Foundation                                                                                   
$520 million                                                                                                          
 Education, health care, arts and culture                                      

Veronica Atkins Foundation                                                                                       
$500 million                                                                                                         
Eradication of obesity and diabetes                             

Jeff Skoll Foundation                                                                                               
$450 million                                                                                                     

Kirk Kerkorian Foundation                                                                                     
$450 million                                                                                                    
Humanitarian causes

Donald Bren Foundation                                                                                      
 $450 million                                                                                                             
Education, environment, health care                                                                 

Pierre and Pam Omidyar Foundation                                                                       
 $400 million                                                                                                                    Self-empowerment                                                                             

Patrick and Lore Harp McGovern Foundation                                                              
 $350 million                                                                                                                   
Brain research                                                                           

Bernard Marcus Foundation                                                                                          
 $300 million                                                                                                        
 Aquarium, health care, Jewish causes

Paul Allen Family Foundation                                                                                                   
$290 million                                                                                                                       
Arts, science, technology, brain research                                 offers access to more than 900 foundations and generous philanthropists!

I’ve included a boatload of money sources, angel investors, loan resources and more in this week’s issue.

Always remember to focus on the bank, investor or money sources which specialize in the type of funding you seek. This will increase your odds of getting the money you need a hundred fold!

I hope that helps.

Your humble host,

Marc Charles

***** Action Strategy *****
Why do you need money?

Is it to acquire or expand a business?

Or would you like to develop some real estate or buy foreclosed homes and condos?

Whatever the reason it’s important to focus on the bank or money sources which specialize in the type of loan you seek.

In other words, if a bank, investment bank or money source specializes in loans for real estate, then go to this source for real estate deals.

Contact the money source and ask them for an application, or to explain their process for getting the capital you need.

Granted, everyone gets turned down for money requests. No problem. If you focus on money sources ALREADY granting requests in your area, the odds increase in your favor… a big way!

Have fun and play nice.

*****Valuable Resources*****

More Money Sources! (If you can believe it!)

Crowne Point Funding
864 498 3427

CLD Funding
813 839 0340

Mass Private Lending
Erik Potter

Telfair Capital


Saturday, May 23, 2015

How to Make Money with Coloring Books for Adults

May 24 2015
9:03 AM

Hi Gang:

I've enclosed a great new update from Nick Laight. This is cool.

Be sure to check out Nick's newsletter and products -- he's the "real" deal when it comes to making money and hot rising trends.

I'm going to do this for myself!



How to Make Money with Coloring Books for Adults

Hi Marc:

I’ve developed a strange obsession…

About 6 months ago I was in my local Waterstones, wondering what to buy with some old book tokens I’d found at the back of a desk drawer.

Alas, the only other time I visit Waterstones is to check out the latest books and then order them via Amazon!

I’m actually a regular visitor to our local Oxfam bookshop, where I’ve found some amazing buy-sell opportunities. But I’ll leave that for another email…

Anyhow, I was in the art section and I came across a book called Art Therapy Mandalas - 100 Designs for Colouring in and Meditation.  

Intrigued, I bought the book.

Once home I dug out a set of good pencils I’d bought years ago but never got around to using.

And then I got started…

Colouring in is said to aid mindfulness, lower stress and generally aid mental well-being.

And I can vouch for that.

But what they don’t mention is just how addictive it can be!

I always want to make sure I finish a mandala, but on some of the more complex ones, that means 6 hours or more of continuous colouring in!

But hey, it keeps me off the streets and completely chilled after the stresses of the day.

Of course, once hooked, I started searching Amazon for other books to satisfy my cravings…

Most others were more crafty and without sounding like a colouring in snob, a bit too easy.
I much prefer something really intricate – after all, it’s the process rather than the end result that matters. (I’ve binned countless pieces I'd spent hours on because I didn’t feel they had the right mix of colours.)

Rather than lower my standards/keep up the challenge I branched out and started downloading images of old woodcuts instead!

Once I had the bug, I’d literally make an excuse just to go to the local art shop to check out their gel pens!

Sad, I know... but I'm probably not alone.

In the last few weeks, it seems like colouring in for grown ups is everywhere.

Suddenly, it's gone mainstream… and is making some people very rich!
I was in Selfridges department store last week and they had a dedicated table for the new trend.

And as I type these words, 3 out of the top 10 best selling books on are colouring titles.

On the US site it's 7 out of the top 20!

Johanna Basford is the undisputed queen of the genre, selling over 1.4 MILLION copies of her book The Secret Garden since 2013.  

Millie Marotta has sold half a million books!

And I’ve seen a TV ad for an Art Therapy Part Work.
This colouring in for grown ups craze started in France where books were explicitly marketed as a de-stressing exercise and it has spread here.

Waterstones has revealed there was a 300 per cent rise in sales of colouring books between Christmas 2013 and Christmas 2014.

Go back further, and the famed psychotherapist Carl Jung first discovered the therapeutic benefits of mandalas with his patients.

If colouring in isn’t your thing, what about doodling?

Whilst researching the subject, I went down a lot of rabbit holes...

And one led me to a whole publishing phenomena called Zentangles.  

According to the website, “with the Zentangle Method anyone can create beautiful images from repetitive patterns.”

Interestingly, one woman is selling her Zentangle doodles as – yes you guessed it – images for adult colouring books!
Colouring books for grown ups will be one of the THE major publishing trends of 2015 and if you are so minded, this could definitely offer you extra income opportunities:
  • Create your own colouring books – either illustrate yourself or commission others and sell as digital or print on demand via Amazon
  • Alternatively find images (art/prints) in the public domain – upload to a computer and remove any colour, allowing the colourist to add their own
  • Consider subject-specific colouring books – dogs, cats, flowers, decorative patterns, heraldry...

And the lesson?

Open your eyes.

Six months ago I would have never thought adult colouring books or doodling would become such a publishing phenomenon.

This week, try and be open to the possibilities of what's going on around you.

Are more and more people talking about a specific subject? A film, book, product, company, website...

Listen on the bus, in a queue, at work...
I guarantee once you open your eyes and ears and tune in, you'll start to see patterns and new trends.

And make sure you report back with anything juicy!
Best regards


Director of Colouring In
What Really Makes Money