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Monday, April 30, 2012

A Used Car Dealership? Are You Kidding Me?!

Here's a question from a subscriber...........................

Question: I'm thinking about starting a used car dealership. I've researched 23 comparable used car dealerships in my state over a three year period. I've also been involved in the industry at several levels - but never as a owner principle. I'm not over extending myself with debt and other words I'm starting really small. My question is in this economy, which I think is a depression, am I nuts?
A.V. Scottsdale AR

Answer Marc Charles:

Most of the people and entrepreneurs I meet with rarely do the research and due diligence you've done. I'm serious. Most people are in too much of a hurry to start a business, and most people bite off more then they can chew.

But, as I've mentioned in my newsletters, columns and on this blog, a neighborhood used car dealership can be a very wise choice, especially in a depression.

New car dealerships are dropping like flies, downsizing, and just trying to survive until the next bull market arrives. The next bull market in new cars may be ten years down the road..if ever.

What's more, most new car dealers are expanding their used car a big way, because that's what people want (and can afford).

A small neighborhood used car lot with an Internet division, could do extremely well.

Obviously if you can offer reasonably priced services like financing, repair, sound system installation, interior repair and upgrades (like carpet and seats) should do extremley well.

On top of that, you'll be competing with the huge auto mall superstores (with dedicated Internet divisions and wholesale auction access)....but who cares! Most of these guys will be ghost towns if the depression persists...which I think it will.

And by the way, you can run commercials just like they do on YouTube...FREE!

So, no I don't think you're crazy. In fact, please keep me posted. I put you on my list for buying a car!


PS One of the most amazing things in my business life is how new car dealerships in a place like Maine can survive. I saw a 2011 Chrysler mini van for $38,000 today. Are you kidding me? This is about $20,000 over what it should be!

Monday, April 23, 2012

Entrepreneurs are NOT Moving to Maine

Hi Gang:

Despite the hype, smoke and mirrors, entrepreneurs are NOT moving to Maine.

This is a very, very big deal.

Maine has always been a "generational" type of business environment, meaning businesses are handed down to kids, and grandkids.

In Rockland Maine, seven of the top construction companies were handed down to kids, the same is true for car dealerships, restaurants, motels, boats and lobstering.

On the surface, this looks fine.

But when you dig a little deeper you find no one is moving to Maine, with three exceptions: summer retirees (no businesses), welfare recipients (its easier than MA and NY), and families (employees, not business owners).

When new entrepreneurs, capital, businesses, ideas and ventures STOP coming to an area, the area falters, for many reasons.

Maine is in a depression. No one wants to say it. But it's an absolute fact.

What's more, the "golden thread" i.e. tourism is down big time.

Most tourists are NOT venturing deep into Maine's Vacationland (Downeast, Northern Maine, hunting lodges, backwoods fishing trips, etc.).

Most tourists are staying close to the major towns and cities like Portland, Bangor and Camden.

The reason entrepreneurs and business owners are not moving to Maine is three-fold in my opinion. The State of Maine is clueless when it comes to attracting legitimate (not government sponsored) businesses. The State of Maine is one of the worst states in the USA in which to do business (taxes, fees, rules, regulations, green politics, corrupt government, old boy network, transportation, Internet, fiber optics, entertainment, sports, etc. etc.).

Granted, there are few places more beautiful and breathtaking. And people will ALWAYS vacation in Maine. I love it here. I support people. I volunteer.

But honestly, we're getting to point where my wife and I could leave Maine for six months of the year, like tens of thousands of other people do. We may sell everything we have in Maine, and just rent an old cottage for the summer.

Maine has not changed its approach to entrepreneurs in the 20 years I've been here. I don't expect them to change during a severe depression. And like most of New England, I doubt much will change in the next 20 years.

Three of the best places to live, work and do business right now in the US is South Dakota, North Dakota and Alabama (all three states are running a surplus, and welcome entrepreneurs with open arms, low taxes and almost NO red tape).

That's it......

I don't often post political stuff. But this is not really political. It's about business opportunities.

Have fun and play nice.................

Marc Charles

PS Check out my books on for Kindle. Seriously's good stuff. Show me the it, rank it, and review it!


Saturday, April 21, 2012

How to Collect Cash from the U.S. Government by Marc Charles

How to Collect Cash from the U.S. Government Instead of the Other Way Around!

6:22 AM

Dear Entrepreneur:

You can get cash from the US Government.

I’ll prove it and I’ll show you how in today’s issue.

You’ve seen the “free money” infomercials at 3:00 o’clock in the morning.

You suspect there’s a gimmick, trick or fine print somewhere.  And sometimes there is a gimmick!

I called a “free money” infomercial recently and recorded the call for a seminar I’m doing.
The sales rep tried to talk me into all kinds of other stuff, such as a newsletter, books, a DVD, a live seminar and even a “VIP Reception” with the author. 

But I was only interested in the book for the cost of shipping (like the promo promised). In the end, I had to order other stuff if I wanted the “free” book!

There are all kinds of shysters pushing “FREE MONEY” programs. But most of the time what they really want is your money – free of charge!

Anyway, I think I’ve researched “free money” more than anyone alive. I know most of the gimmicks and tricks.

In this Weekend Business Blueprint I’ll show you how to get free money from the US Government without all the smoke and mirrors. 

First the truth….

The Truth About Getting Cash From the Government

There’s a lot of disinformation about collecting money from the US Government.
Here are the four main ways a US citizen can get cash from the US Government:

1)    Government Grants
2)    Finding Unclaimed Money
3)    Loans (or Loan Guarantees)
4)    Surplus Sales (This is not technically obtaining money but it can still be worth thousands of dollars to you)

My focus today is getting cash from the US Government via grants.

Real-Time Grant Stats!

According to US Government Accountability Office (GAO) more than $1 Trillion in government grants were awarded to people and businesses in 2010!

More than 32 Million people apply for grant money every year!

There is more than 9,000 government or non-profit organizations offering government grants!

There are ways of getting your hands on it.

What is a US Government Grant?

Grants are not benefits or entitlements like welfare, food stamps or free health care.

A US Government grant is an award of financial assistance from a federal agency to a recipient to carry out a specific purpose. Federal grants are authorized by law!

Federal grants are not federal assistance or loans to individuals. 

In other words, grants are a gift NOT a loan!

If you’re looking for personal financial assistance for such things as
Social Security, Medicaid or State Social Services check out
GovBenefits – it’s a fantastic resource!

If you’re looking for information on student loans and grants check out

If you need a small business start-up loan check out the
Small Business Administration .

1,000 Grant Programs and Growing 

There are 26 federal agencies which offer more than 1,000 grant programs annually in hundreds of categories. 

Here’s a sample of the US Government agencies awarding grants every year:

·        Agency for International Development
The Agency for International Development is an independent federal government agency that provides economic and humanitarian assistance in more than 100 countries.
·        Corporation for National and Community Service
·        The Corporation for National and Community Service is the nation’s largest grant-maker supporting service and volunteering through Senior Corps, AmeriCorps and Learn and Serve America programs.
·        Department of Agriculture
Established in 1862, the Department of Agriculture serves all Americans through anti-hunger efforts, stewardship of nearly 200 million acres of national forest and rangelands.
·        Department of Commerce
The Department of Commerce fosters and promotes the nation’s economic development and technological advancement.
·        Department of Defense
·        The Department of Defense provides the military forces needed to deter war and protect the security of the United States.
·        Department of Education
The Department of Education ensures equal access to education and promotes educational excellence.
·        Department of Energy
The Department of Energy’s goal is to advance national, economic and energy security in the U.S.
·        Department of Health and Human Services
The Department of Health and Human Services is the federal government’s principal agency for protecting the health of Americans and providing essential human services, especially to those who are least able to help themselves.
·        Department of Homeland Security
The Department of Homeland Security has three primary missions: Prevent terrorist attacks within the United States, reduce America’s vulnerability to terrorism and minimize the damage from potential attacks and natural disasters.
·        Department of Housing and Urban Development
The Department of Housing and Urban Development’s mission is to increase homeownership, support community development and increase access to affordable housing.
·        Department of the Interior
The Department of the Interior protects and provides access to the Nation’s natural and cultural heritage, including responsibilities to Indian tribes and island communities.
·        Department of Justice
The Department of Justice enforces the law and defends the interest of the United States, ensuring public safety against threats foreign and domestic.
·        Department of Labor
The Department of Labor fosters and promotes the welfare of job seekers, wage earners and retirees by improving their working conditions.
·        Department of State
The Department of State strives to create a more secure, democratic and prosperous world for the benefit of the American people and the international community.
·        Department of Transportation
The Department of Transportation’s mission is to ensure fast, safe, efficient, accessible and convenient transportation for the American people.
·        Department of the Treasury
The Department of Treasury is a steward of United States economic and financial systems, and promotes conditions for prosperity and stability in the U.S.
·        Department of Veterans Affairs
The Department of Veterans Affairs strives for excellence in patient care and veteran’s benefits for United States veterans.
·        Environmental Protection Agency
The mission of the Environmental Protection Agency is to protect human health and the environment.
·        Institute of Museum and Library Services
The Institute of Museum and Library Services is the primary source of federal support for the nation’s 122,000 libraries and 17,500 museums.
·        National Aeronautics and Space Administration
The National Aeronautics and Space Administration serves as the nation’s forefront of such exploration and continues to pioneer in aeronautics, exploration systems, science and space operations.
·        National Archives and Records Administration
The National Archives and Records Administration enables people to inspect the record of what the federal government has done, enables officials and agencies to review their actions and helps citizens hold them accountable.
·        National Endowment for the Arts
The National Endowment for the Arts is a public agency dedicated to supporting excellence in the arts
·        National Endowment for the Humanities
The National Endowment for the Humanities is an independent grant-making agency of the United States government dedicated to supporting research, education, preservation and public programs in the humanities.
·        National Science Foundation
The National Science Foundation is an independent federal agency created to promote the progress of science, to advance the national health, prosperity, and welfare and to secure the national defense.
·        Small Business Administration
The Small Business Administration maintains and strengthens the nation’s economy by aiding, counseling, assisting and protecting the interests of small businesses.
·        Social Security Administration
The Social Security Administration advances the economic security of the nation’s people through compassionate and vigilant leadership in shaping and managing America’s Social Security programs.

Does an Average Citizen Qualify for a Government Grant?

There is money available! It’s not a lie, gimmick or trick.

There are thousands of free money grants available to individuals, non-profits and businesses.
But grants are not typically available for personal financial assistance. 

In other words, you can’t apply for grants to pay debts, bills, loans or mortgages.

However, like I said, more than 32 million people apply for government grants and every year and about 30% are successful.

 Free money is available.

The trick is finding out if you qualify for a grant which serves a specific public service or purpose.
There are many types of organizations, groups and individuals that are eligible to receive government grants. 

Grant recipients usually fall into these six categories:

1)    Government Organizations
  • State Governments
  • Local Governments
  • City or Township Governments
  • Special District Governments
  • Native American Tribal Governments (federally recognized)
  • Native American Tribal Governments (other than federally recognized)
2)    Education Organizations
  • Independent School Districts
  • Public and State Controlled Institutions of Higher Education
  • Private Institutions of Higher Education
3)    Public Housing Organizations
  • Public Housing Authorities
  • Indian Housing Authorities
4)    Non-Profit Organizations
  • Nonprofits having a 501(c)(3) status with the IRS, other than institutions of higher education
  • Nonprofits that do not have a 501(c)(3) status with the IRS, other than institutions of higher education
5)    “For-Profit” Organizations - Small Businesses
Small business grants may be awarded to companies which meet the size standards. The most common business size standards are:
  • 500 employees for most manufacturing and mining industries
  • 100 employees for all wholesale trade industries
  • $6 million for most retail and service industries
  • $28.5 million for most general & heavy construction industries
  • $12 million for all special trade contractors
  • $0.75 million for most agricultural industries
6)    Individuals
An individual can receive a grant their own behalf, and not on behalf of a company, organization, institution, or government. 

Individuals sign the grant application and must fulfill the requirements of the application process.
If you register as an individual, you can apply to grant opportunities which are open to individuals. 

An individual cannot submit a grant application to a grant opportunity that is just open to organizations.
To find out of your qualify for a specific grant you can search the US Government Grant database here

The US Government Grant database enables you to search thousands of grant opportunities quickly and easily.

What’s more, searching for grant opportunities is fun! You can search by keyword, category, federal agency and dozens of other criteria.

How Do I Apply for Cash Grant?

After you’ve found a grant opportunity you’ll need to apply.

But don’t worry. The US Government has made it super easy to apply for free money grants.
You won’t need to register to search the US Government Grant database. But you will need to register in order to apply for a grant. 

After you’ve registered and you’ve found the grant opportunity that works best for you – you can apply!

Simply click the "Application" button in top right hand corner of the grant opportunity overview area.

Click Here for a sample Grant Application and Instruction Manual

Most of the Grant Applications can be completed and submitted online. But some of the grant applications will need to be signed and returned via US Postal Service.

When Will I See the Grant Money?

In most cases grant award winners and recipients are notified within 4 weeks. But grant recipients have received funds in as little as two weeks. It will depend on the number of grant applications, popularity of the grant and agency workload.

Once your grant has been received you’ll be able to track it on the Internet. You’ll be assigned a grant notification number which you enter into a search box on the website and bingo….track your application!

Can I Speed Up the Process?

There is nothing you can do to speed up the process as far as getting your application reviewed and approved.

However, there are things you can do to insure your application is accepted and reviewed.

The first thing you must do is fill out the applications properly. Do not add any comments, symbols or ineligible words.

But don’t’ worry….the US Government provides dozens of top notch services to help grant applicants with the process.

Here are a few of the most useful services (you’ll need Adobe Reader to download and read the pdf documents):

Find and Apply for US Government Grant Overview (pdf) Succeed Newsletter (archives and registration)

Recent Individual Grant Awards

If you think free grant money is too good to be true – think again.
This year the US government has awarded individual grants in unprecedented numbers, Most of this is due to Stimulus Plan and US Recovery Act which is designed to revitalize the economy.
Here is a just a few of the real people who received real money in 2010 as indicated by the US federal government on the website
Recipient Name
Amount Received
J. Dick
K. Phillips
North Carolina
Tim Schnoebelen
P. McKenna
Trella Joy
Chris Craighead
Gareth Plant
Juan Carlos Caicedo
Tommy Gunn
D. Freeman
LaVonne McPheeters
J. Krumins
New Jersey
F. Bonier
Gerald Barnhart
New York
Ann Marie and David Thornton
North Carolina
North Carolina
J. Beals
J. Milgroom
New York
J. Rico
J. Van Calcar
J. Whittle
K. Kung
M. Hoffman
M. Motto
P. Kamenski
Here’s a few more….
·        Timothy Barrett, 59, a papermaker from Iowa City IA received a $500,000, no questions asked, grant to further his craft.
·        Jill Seaman, a Sudan-based physician, received $500,000 for adapting the tools of modern medicine to treat infectious diseases in war-torn regions of the world.
·        Lynsey Addario, 35, a photojournalist from Istanbul recorded 21st-century conflicts with her camera. She was awarded a $500,000 “genius grant”.

·        A few days ago, two Seattle residents - James Longley, a documentary filmmaker, and Heather McHugh, a poet — received the kind of phone call that changes lives. They were both awarded $500,000 grants.  There are no strings attached and they can do whatever they want with the money!

·        Debby Miller received $5,167 for her B&B in Mansfield OH to help her “Go Green”.

·        Jinny Nieviadomy, a 34 year-old entrepreneur received $5,000 to help with her business operating costs. She submitted a one-page application and a simple business plan.

·        Debby Turner, an elementary school teacher from Oklahoma received $1,000 grant for her work with children.

·        Sarah Heilshorn, from San Francisco received a $1.5 “innovator” grant to help her focus on her scientific work.
And the list goes on and on….
If you qualify and APPLY you can receive free grant money too!

Business Cash Grants are Available Too!

Business grants range from $1,000 to $1,000,000 (or more) depending on the cause.

If you have a business idea or plan but you don’t have enough capital to get it moving forward then a business grant might be the perfect fit you.

Your company might qualify for a business grant if:

• You’re Starting a New Business
• A business is located in a small town or rural area
• A business is minority owned or women owned
• A business been hurt by defense cuts
• A business is located in a state that qualifies for economic stimulus
• A business is an import export company with financial problems
• A business employs disabled people

The application process for business grants is similar to individual grants. You’ll also need to submit a proposal which conveys your company needs the money and deserves it.

Here’s a sample of a few business grant recipients and awards:

Strictly Business
Huntington NY
Award: $750,000
Description: PORT SECURITY

Blackfeet Tribal Business Counsel
Browning NY
Award: $32,000

Graton Technologies
Newburyport MA
Award: $92,198

Peoria Capital
Peoria IL
Award: $53, 684
Description: CAPITAL NEEDS

Vaught Inc.
Grand Prairie TX
Award: $32,996
So don’t be shy if you have a business idea that needs free grant money to get it up and running.
The US Government is required by law to disburse funds, grants and money to help businesses succeed!
New Grant Opportunities Announced!
Here’s a snapshot of NEW grant opportunities available for individuals and businesses. These may or may not be available in the future. But this will give you an idea of the kind of free money that’s available:
National Park Service
Construct Trail Bridges at Cowpens National Battlefield

Veterans Assistance and Services Program
Help veterans
$1,000, 000

Joint Fire Science Program
Scientific studies to address problems associated with managing wild land fuels, fires, and fire-impacted ecosystems.

Statewide Family Network Grants
Help Families with Substance Abuse Issues
$2.6 million

Statewide Consumer Network Grant
Help consumers and veterans
$1.3 million

Solid Waste Management Grant
Evaluate current landfill conditions
$3.4 million

HOPE VI Revitalization Grants Program
Improve public housing

Healthy Homes Technical Studies
Improve housing-related health standards

Recovery Act - Energy Training Partnership Grants
Provide training for energy efficiency 

Housing Counseling Program Grant
Provide housing counseling services to homebuyers

There you have it!

As you can see there are thousands of opportunities for free money grants for individuals, businesses and non-profits.

The free grant money can be used for special home improvement projects, education, travel, business and more!

The process for obtaining free government money is easy.

You’ll need to see if you qualify for a particular grant. You can do this easily on the website.

If you qualify for a free money grant then submit an application. The applications are always listed on the same page as the grant opportunity.

Grant award announcements are usually announced within 4-6 weeks, but sometimes in as little as 2 weeks.

Once approved you’ll receive a check in the mail in just a few days!


Marc Charles
(Ed Note:  Marc Charles is referred to as "The King of Business Opportunities" ....and for good reason. He should be known as "The King of Legitimate Business Opportunities"...because he's launched, bought, sold reviewed and advised on hundreds of businesses and money making opportunities. He understands legitimate opportunities. Marc has agreed supply League of Power members with crucial updates regarding legitimate business and money making opportunities.)

**Action Strategy **
Jot down an action plan. How would you like to use the money or a grant?

That’s important. Because when you approach a grant or free money sources you need to be VERY specific and passionate about your cause.

Find the grant or money source which matches your need – contact them. In most cases this can be done online – provide whatever paperwork or information they request.

That’s it.
In short order you should get your money or grant.

If you’re unsuccessful – don’t worry about it. Being unsuccessful is part of the game. The trick no one teaches is persistence.

Remain focused and stay persistent and you will get what you need.

Please send us your success story so we can help other subscribers!

**Valuable Resources**